If you are unable to work due to a physical, cognitive, or mental handicap, you may be eligible for federal disability benefits from disability insurance companies. Social Security Disability Insurance and Supplemental Security Income are the two types of benefits available, and the eligibility requirements for each program are varied. An expert Social Security Disability benefits (SSD) attorney can assist you in determining your eligibility for benefits and avoiding common blunders during the application process.
Here is what you need to know more about Social Security Disability Insurance
1) People who are unable to work due to a disabling medical condition that is likely to endure at least one year or result in death are eligible for Social Security Disability Insurance (SSDI). The person’s medical condition must prevent them from working for a living. SSDI benefits are only available to those who have met the Social Security system’s past job criteria and paid into it.
2) To begin, an SSDI candidate must have a sufficient recent employment history. The amount of recent job experience necessary varies according to the applicant’s age. Applicants under the age of 24 often only need one and a half years of job experience in the three years before their disability start.
Applicants must have worked for at least half of the time since turning 21 if they are 24 or older but under 31. Applicants above the age of 31 must have worked for at least five of the previous ten years before the commencement of disability.
3) The number of years an applicant must have worked to be eligible for SSDI payments varies depending on their age. This might be as low as 1.5 years of employment for applicants under the age of 28, up to 9.5 years of labor for applicants over the age of 60.
4) Your typical monthly wages will determine the amount you get under SSDI before your impairment. They will take only wages paid into the Social Security system into account. If you get any other public disability benefits or workers’ compensation, it may reduce your SSDI benefits.
5) Even though someone receiving SSDI is considered disabled, the program permits you to try to work again without endangering your payments. If you return to work or start your own business, you must disclose your earnings to the Social Security Administration because it may cut or eliminate your SSDI benefits.
If you’re incapacitated and can’t work, you’ll need an SSD lawyer to fight for the maximum amount of payments you deserve. Contact the Disability Lawyer immediately for a free, no-obligation case evaluation to discover more about your choices.